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Money Moves: 2 People Who Replaced Expensive Services with AI

A $5/month accounting system that replaced a $1000 bookkeeper, and a personal finance review that found $10k in hidden savings.

TL;DR

  • @svs built a full accounting system with Claude in one afternoon β€” imports transactions, categorizes automatically, generates tax reports. Cost: $5/month vs $500-1000 for a bookkeeper.
  • @awilkinson uploaded personal finance exports to Claude and found $10,000 in forgotten subscriptions and overspending in one conversation.
  • The pattern: Both used existing data + simple questions. No complex setup required.

Two people asked the same question: β€œWhy am I paying so much for this?”


@svs replaced his $1000/month bookkeeper with a $5/month AI system

Three years of bank statements. Multiple currencies. Tax season looming. Instead of hiring help, he spent one afternoon with Claude building a custom accounting system.

It imports his transactions, learns how he categorizes spending, and generates reports β€” income statements, cash flow analysis, tax projections. Everything a bookkeeper does, running on his laptop.

When tax questions come up, he just asks: β€œShould I take this payment in December or January?” Claude runs the numbers and tells him which saves more.

The math: $5/month in API calls vs. $500-1000/month for a human bookkeeper.

β†’ Source


@awilkinson found $10,000 in hidden savings in one conversation

Andrew Wilkinson runs multiple companies. His corporate finances get full-time attention. His personal finances? They’d fallen by the wayside.

So he tried something simple: exported his personal finance data and uploaded it to a Claude Project. No complex setup β€” just β€œhere’s my spending, what am I missing?”

Claude found subscriptions he’d forgotten about, expenses higher than they should be, and tax optimizations that could save hundreds of thousands long-term.

Time spent: one conversation. Money found: $10,000 immediately, potentially much more over time.

β†’ Source


The pattern

Both started with a simple question and data they already had.

No coding required for Andrew β€” just an upload and a question. A few hours of building for @svs β€” but he owns the result forever.

The expensive services they replaced weren’t doing anything magical. They were just organizing information humans were too busy to look at themselves.

What are you overpaying for?

FAQ

Can AI really replace a bookkeeper?

For basic bookkeeping β€” transaction categorization, report generation, tax projections β€” yes. @_svs_ built a system doing exactly this for $5/month in API costs vs $500-1000/month for a human. Complex tax situations or audits still need professionals.

How do I use Claude for personal finance analysis?

Export your transactions from your bank or accounting software, upload to a Claude Project, and ask questions like 'What subscriptions am I paying for?' or 'Where am I overspending?' Andrew Wilkinson found $10k in savings this way.

Is it safe to upload financial data to AI?

Claude doesn't train on your data, but use common sense: avoid uploading sensitive account numbers, use Claude Projects (not regular chat) for persistence, and review Anthropic's data policies if handling business finances.

Last updated: February 2026